One-Day Event Insurance, a Guide
Planning a one-day event sounds easy… until the unexpected happens.
Spilled drinks, injured guests, damaged property, angry venue managers—things can go sideways fast.
That’s why GatherGuard®’s one-day event insurance is your backup plan for when things don’t go according to plan. It’s short-term coverage that saves your wallet when Murphy’s Law shows up to the party.
Who Needs It?
If you’re hosting an event that involves people, and a venue, you probably need it.
Common examples of events:
- Weddings
- Birthday parties
- Baby showers
- Corporate events
- Art shows or pop-ups
- Cultural and festival events
- Graduation parties
Why One Day Event Insurance Is Worth It
Most people assume, “Nothing bad is going to happen. It’s just a few hours.”
Here’s why event insurance matters:
- Protects against losses from bodily injuries or damage to rented premises (accidents happen!)
- If you’re renting a venue, chances are they require it.
- Protects against liability claims and lawsuits
- Gives you peace of mind for the unexpected (so you can enjoy the event you worked so hard to plan).
No insurance can leave you financially vulnerable if something goes wrong.
What It Typically Covers (and What It Doesn’t)
Usually Covered:
- Bodily injuries to guests
- Damage to rented premises
- Accidents caused by event setup
- Liquor-related incidents
- Vendor or guest mishaps
Not Usually Covered:
- Injury to event staff/employees
- Intentional damage or illegal activity
- Damage to your personal property
- COVID or other communicable diseases
Always read the policy before purchasing to avoid headaches after the fact. avoid headaches after the fact.
What Does It Cost?
Policies start at $75 with GatherGuard®.
Factors that change the price:
- Location
- Number of attendees
- Type of event
- Whether alcohol is served vs. sold for a profit
How To Get One Day Event Insurance Fast
Lets face it, no one wants to fill out forms for three hours. Good news? With GatherGuard®, you don’t have to.
Here’s what you need:
- Date and location of the event
- Type of event (wedding, birthday, etc.)
- Estimated number of guests
- Whether alcohol will be served free of charge or sold
- Venue requirements
Ready to purchase? Click here.
FAQs About One Day Event Insurance
Q: What if someone else is organizing the event?
A: Whoever’s name is on the venue contract usually needs to be the policyholder.
Q: Is this the same as wedding insurance?
A: Wedding insurance is sometime used interchangeably with one day event insurance.
Q: Can I get insurance the day before the event?
A: Often yes, including with GatherGuard!