Planning a Wedding? Here’s Why Event Insurance Matters
Weddings are magical, memorable, and unforgettable—but they can also come with risks. From unexpected accidents to legal claims, a wedding can leave you financially vulnerable if something goes wrong. That’s why event insurance isn’t just an option, it is a must.
1. Your Guests Are Your Biggest Liability
While your guests are there to celebrate, they can also bring some unexpected risks. Accidents can happen when you least expect them—whether it’s a guest slipping on the dance floor or a carpet stain. If someone gets injured or the property is damaged, the financial responsibility falls on you, the host. Wedding insurance ensures that you are covered for claims related to guest injuries or venue damage, giving you peace of mind throughout the event.
2. Alcohol-Related Incidents
Open bars and champagne toasts are a staple of many weddings, but alcohol can also lead to heightened risks. Overindulged guests may cause accidents or injuries, putting you at financial and legal risk. Whether you’re serving alcohol yourself or the venue is, host liquor coverage or liquor liability is available to cover alcohol-related incidents.
3. Venues Often Require Insurance
Many venues mandate liability insurance as part of their rental agreements to protect themselves in case of damages or injuries. With wedding insurance, you can meet these requirements and book your dream venue with peace of mind.
4. Comprehensive Coverage for All Wedding Events
A wedding isn’t t just one event, it is a series of special moments, including the ceremony, dinner, and reception. Wedding insurance extends to cover all of these related events, ensuring every moment is protected.
5. Homeowners Insurance Isn’t Enough
Some people assume their homeowners insurance will cover their wedding when it takes place at a venue. Unfortunately, most homeowners policies may not respond to events held outside your home. Without event-specific insurance like GatherGuard, you could be left footing the bill for unexpected claims.
6. Protection from Defamation or Advertising-Related Exposures
Unexpected legal risks can arise even after the big day. For example: a negative review or comment about a venue could lead to a personal injury claim. Or disputes related to how your event was promoted or shared could result in legal trouble.
Wedding insurance ensures you’re protected from these less obvious, but equally impactful risks.
Your wedding is one of the most important (and expensive) days of your life. Protect your celebration and your investment with GatherGuard®.