Three Essential Event Insurance Coverages for Hosts
Planning an event comes with enough details. You should not have to worry about insurance confusion too. That is why GatherGuard® by Intact Insurance Specialty Solutions has introduced new optional coverages that give event hosts more flexibility, protection, and peace of mind.
In addition to event liability coverage, event hosts can now choose Accident Medical Expense Coverage, Waiver of Subrogation, and Primary and Noncontributory Endorsements, all available in one simple checkout experience.
Below is a quick, easy to understand breakdown of why these new options matter.
Accident Medical Expense Coverage
Accidents can happen at even the best planned events. With newly introduced Accident Medical Expense Coverage, you can help cover medical costs associated with a covered accident if a guest is injured at your event.
Why it is important
- Helps pay for medical and dental expenses related to covered accidents
- Includes Accidental Death and Dismemberment (AD&D) coverage
- Provides up to $15,000 in coverage per covered accident
- Can satisfy common venue or permit requirements
This add-on coverage helps demonstrate your commitment to guest safety and can reduce stress for everyone involved.
Waiver of Subrogation
Many venues now require a Waiver of Subrogation, and GatherGuard® makes it easy to add.
It means that if a liability claim is paid, your insurer will not seek reimbursement from the venue or other third parties involved in your event.
Why hosts choose it
- Commonly required by event venues
- Helps avoid finger pointing after a claim
- Strengthens relationships with venues and partners
- Keeps the claims process smoother
This optional endorsement is a small add-on that can make a big difference.
Primary and Noncontributory Endorsement
With the Primary and Noncontributory Endorsement, your GatherGuard® event liability policy becomes the first line of coverage if a claim arises.
Why it matters
- Your insurance pays first before the venue’s policy
- No requirement for the venue’s insurance to contribute
- Another frequent venue requirement
- Helps avoid coverage disputes and delays
This option provides clarity and reassurance for both event hosts and venues.
All three of these coverages are new additions to the GatherGuard® event insurance experience and are available as optional enhancements during checkout. That means:
- No extra applications
- No complicated paperwork
Whether you are hosting a wedding, corporate or private function, festival, fundraiser, or community event, GatherGuard® helps you meet venue requirements and protect what matters most.
👉 Get a quote at gatherguard.com
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